Nationwide Coverage with Personal Service

We operate across all provinces and territories, providing consistent, reliable debt recovery for clients coast-to-coast. As a proudly Canadian company (family-owned since 1958), we combine national reach with a personal touch. Every client, whether a small business or a large corporation, receives unparalleled one-on-one service – we assign a dedicated account manager who understands your needs and handles your portfolio with care.

No account is too small or too large for us to pursue. Our team’s dedication ensures that whenever you contact Vanguard, you connect with a knowledgeable professional ready to listen and take action. We know that recovering debts is critical to your business’s cash flow, so we treat your receivables like the valuable assets they are, not just numbers on a ledger. The result? More money back in your hands, and more stability for your operations.

Legal Debt Recovery, Done Right

When it comes to overdue accounts, we explore every avenue of resolution – including legal enforcement when necessary. Vanguard’s expertise in legal debt recovery sets us apart. Our in-house specialists carefully review each delinquent account to determine if litigation is warranted. We only proceed with legal action with your approval and in your best interest. From filing court claims and obtaining judgments to enforcing those judgments , our legal capabilities ensure that even hard-to-collect debts can be recovered through the courts.

As a client, you gain access to end-to-end recovery services. We handle everything from initial demand letters and negotiations to court representation and post-judgment enforcement. Importantly, we do legal collections the right way – with transparency, diligence, and strict adherence to Canadian laws. By entrusting us with the legal recovery process, you can avoid the time and stress of lawsuits while maximizing your chances of successful collection.

Ethical Collections and Proven Results

At Vanguard, how we collect is just as important as how much we collect. Our approach is built on professionalism, respect, and ethical practices. We believe in preserving your customer relationships whenever possible – after all, your debtor today could be your client again tomorrow. Our agents prioritize negotiation and mediation, working with debtors to find agreeable solutions. This tactful approach resolves conflicts and directly translates into more payments recovered, all while protecting your brand’s reputation.

With over six decades in business, Vanguard has built a legacy of integrity and success. We are a member of the Canadian credit and collections community in good standing and fully compliant with all federal and provincial regulations. Our long-term clients trust us not only because we get results, but because we uphold their values in the process.

When you partner with Vanguard, you gain a trusted ally who genuinely cares about your bottom line. We view ourselves as an extension of your team – a partner invested in your financial health and stability. Our strategies have been honed to maximize recoveries while minimizing costs, turning unpaid debts into recovered revenue efficiently. Time and again, our work has translated into improved cash flow for our clients and relief from the headache of managing overdue accounts.

Ready to Reclaim Your Revenue?

You’ve worked hard to earn it – now let us work hard to recover it. Contact Vanguard Collection Agencies today to discover how our business debt collection solutions can help your company. Whether you have a few stubborn invoices or a portfolio of delinquent accounts, we have the resources and resolve to get you paid.